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(and )Tj 0.0279 Tc 2.015 0 Td (no )Tj 0.0319 Tc 1.439 0 Td (client )Tj 0.0051 Tc 2.757 0 Td (accounts )Tj 0.0348 Tc 4.32 0 Td (were )Tj 0.0414 Tc 2.555 0 Td (affected )Tj 0.05 Tc 14.1233 0 0 13.8 467.13 288.8496 Tm (by )Tj -0.0254 Tc 13.8 0 0 13.8 486.39 288.8496 Tm (his )Tj 0.0074 Tc 1.493 0 Td (actions. )Tj -0.035 Tc 12.1673 0 0 13.8 114.71 259.4696 Tm (3. )Tj -0.0022 Tc 13.8 0 0 13.8 133.08 259.4696 Tm (Respondent, )Tj 0.05 Tc 13.8425 0 0 13.8 214.79 259.4696 Tm (who )Tj -0.0285 Tc 13.8 0 0 13.8 245.12 259.4696 Tm (used )Tj 0.05 Tc 13.8154 0 0 13.8 277.34 259.4696 Tm (the )Tj 0.0299 Tc 13.8 0 0 13.8 301.7 259.4696 Tm (non-profit's )Tj 0.015 Tc 5.461 0 Td (funds )Tj 0.05 Tc 14.8516 0 0 13.8 414.83 259.4696 Tm (to )Tj 0.0024 Tc 13.8 0 0 13.8 431.5 259.4696 Tm (repay )Tj 0 Tc 2.696 0 Td (a )Tj -0.0099 Tc 0.724 0 Td (personal )Tj -0.0169 Tc 4.049 0 Td (loan, )Tj -0.0134 Tc -29.149 -2.164 Td (agrees )Tj -0.0254 Tc 3.289 0 Td (his )Tj 0.0413 Tc 1.491 0 Td (conduct )Tj -0.035 Tc 9.7237 0 0 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